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If you do what you say and mean what you do, it stands to reason that you are a trustworthy person. If you keep your promises, then you are reliable. If you take the first step to reconcile after an argument, you are harmonious and perhaps a peacemaker.

What does it matter, in the great scheme of things, if you have credit-card debt? Your debt doesn’t define you as a person. You’re either in debt or you aren’t. Here are some points, or guidelines, that might help you in the uncovery process. Remember, these are not moral points, but simply points of observation as you uncover aspects of yourself.

§ If you spend more than you make, or you don’t pay your bills on time then you don’t manage your finances well.

§ If you have to spend unnecessary money on late fees and finance charges, then that could be the result of either your own carelessness or the result of an unfortunate financial disaster such as the loss of a job.

§ If you find yourself in a relationship where you are not emotionally supported, then you are in the wrong relationship.

§ If you show up late for meetings, then you are not punctual.

§ If you confirm an appointment, and you neither cancel nor go, you are unreliable.

§ If you finish your assignments on time, you are a hard worker.

§ If you spend quality time with your family, you’re a great sister, daughter or mother.

§ If you love your job and make contributions to those around you, you’re a wonderful colleague and/or boss.

These are all things that can help you get deep down and know yourself, get a sense of who you are. None of these points makes you a good or bad person – they’re simply areas that you should be aware of as you seek to gain a better understanding of where you are in life, and how you can move forward. Remember, this is a process.

What do you feel is an area of your life that you’re most proud of? At the same time, what areas of your life are troubling you? Let me know – I’d love to hear how your process has differed from mine. We can learn together as we journey into self-fulfillment.

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